Updated Recently: October 15, 2024

Before using our site/services, EquiEase Access LLC (“we,” “us,” “our,” or “the Company”), located at 120 Palm Ln, Las Vegas, NV 89101, USA, can be reached at [email protected] and on our website, equi-ease.com, asks that you review this Terms of Use Agreement (“Agreement”).

This Agreement details the terms of use for this site and the products and services offered through it. By accessing, browsing, or using this site, whether directly or indirectly, or by utilizing the goods or services provided via alternative methods (such as telephone, mail, text, email, or facsimile), you accept and agree to be bound by these Terms of Use. The terms “Site/services” encompass all uses through these alternative methods.

THIS AGREEMENT INCLUDES A MANDATORY ARBITRATION PROVISION, WAIVER OF JURY TRIAL, AND CLASS ACTION. PLEASE REVIEW THESE PROVISIONS CAREFULLY. If you do not agree with these provisions, we recommend that you do not use our website or services. By using our website or services, you are acknowledging that you have read and accepted all the terms in this Agreement.

Services

We offer internet marketing and technology services on this website exclusively for Third Parties. This Service is intended for residents of the United States only. Our Services provide information on home-related goods, services, and products for consumer review, and allow users to request more information through a webform. All webform submissions are governed by our Privacy Policy.

By submitting an inquiry on this site, you acknowledge that the information provided in the webform may be shared or purchased by businesses in our network, including but not limited to mortgage bankers, brokers, lenders, real estate professionals, credit consultants, insurance brokers, home services contractors, or other businesses relevant to the service or product you expressed interest in. As a result, different types of businesses may contact you, enabling you to compare products and services before making a decision.

We are not a lender, debt service provider, debt settlement service, real estate company, insurance agent, auto sales company, automotive warranty organization, or home service contractor. This is neither an application nor intended to be for any financial or insurance product.

We do not charge a fee to use this site or our services. Any qualification requirements for specific products are determined by the businesses offering them. We do not endorse, guarantee, or warrant the products or services of any businesses or individuals that may contact you.

You consent to share your information with our client network and allow them and us to contact you through telephone, mobile device (including SMS and MMS), and/or email, even if your number is listed on any state, federal, or corporate Do Not Call list.

You consent to receive automated calls, texts, and emails from us, our affiliates, partners, and vendors at the phone numbers (including mobile numbers) and email addresses you provide now or in the future, as well as any numbers or addresses linked to you by us or our affiliates, partners, or vendors. Please note that your consent is not a condition for making a purchase. Data and message rates may apply.

Licensed organizations are governed by Federal and State laws and regulations regarding their practices. Please review the privacy practices of all third parties that contact you. If you have any questions about their practices, it’s recommended to contact them directly.

Electronic Communications: By accessing, using, or sending emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. You agree that all agreements, notices, disclosures, and other communications we provide to you electronically meet any legal requirement for such communications to be in writing.

Anti-Spam Policy: We make every effort to avoid Spam. If you believe you have received unwanted email marketing from us, please contact us as soon as possible, and we will assist in removing you from those marketing efforts.

We reserve the right to terminate any marketing services agreement at any time if we believe a marketing partner is violating these policies or engaging in spamming.

Prohibited Use: You must not use this site/service for any illegal activities or to transmit unlawful content, including material that is harmful, harassing, abusive, defamatory, offensive based on race or ethnicity, invasive of privacy, vulgar, threatening, obscene, sexually explicit, tortious, defamatory, or that infringes or could infringe on the rights of others. This includes not interfering with the normal functioning of this site/service, accessing or copying content without permission, imposing a heavy load on our infrastructure, distributing protected data without the right to do so, committing fraud, misrepresenting your identity, or attempting to disrupt the service in any way.

Intellectual Property Notice: Our site/services includes content and materials that are owned by us and other parties. We hold all rights to the site/services and the content available through it, including but not limited to copyrights, patents, trademarks, trade secrets, and other intellectual property rights (“site/services Content”). Except where specifically allowed in this Agreement, you are not permitted to download, save, or use copies of the site/services Content for any purpose. You may print individual screens for personal, non-commercial use only, provided that our marks, logos, or other identifying features remain on the printed or stored images.

Except as explicitly allowed in this Agreement, you are prohibited from modifying, copying, publishing, displaying, transmitting, adapting, or otherwise exploiting any part of our site/services content without obtaining prior written permission from us and all other relevant intellectual property holders. Any unauthorized attempt to alter our site/services content, bypass security measures, or use the site/services for purposes other than what it is intended for is strictly forbidden.

NO WARRANTY

THE CONTENT AND ALL SERVICES PROVIDED THROUGH OUR SERVICES ARE OFFERED TO YOU ON AN "AS-IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE OPERATION OF OUR SERVICES OR THE INFORMATION, CONTENT, MATERIALS, AND SERVICES INCLUDED ON OR ASSOCIATED WITH OUR SERVICES, INCLUDING ANY LOAN YOU MAY CHOOSE. YOUR USE OF OUR SERVICES IS SOLELY AT YOUR OWN RISK.

WE MAKE NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES, WHETHER EXPRESS OR IMPLIED, ABOUT THE ACCURACY, CORRECTNESS, OR COMPLETENESS OF THE CONTENT, SERVICES, OR PRODUCTS ASSOCIATED WITH OUR SERVICES. IT IS YOUR RESPONSIBILITY TO INDEPENDENTLY EVALUATE THE CONTENT AND SERVICES, INCLUDING ANY LOAN YOU ACCEPT. WE DO NOT GUARANTEE THAT THE CONTENT AVAILABLE ON OUR SITE/SERVICES IS FREE FROM VIRUSES, WORMS, TROJAN HORSES, OR OTHER CONTAMINATING OR DESTRUCTIVE CODE. FURTHERMORE, WE DO NOT MAKE ANY REPRESENTATIONS, WARRANTIES, OR GUARANTEES REGARDING THE VALIDITY OF ANY QUOTES OR OFFERS PROVIDED THROUGH OUR SERVICES.

WITHOUT LIMITING THE FOREGOING, YOU ACKNOWLEDGE THAT WE ARE NOT A LENDER, BROKER, INVESTOR, FINANCIAL INSTITUTION, OR OTHER SERVICE PROVIDER. WE FUNCTION EXCLUSIVELY AS AN INTERMEDIARY BETWEEN YOU AND THE RELEVANT PARTIES, AND THEREFORE, WE DISCLAIM ANY LIABILITY FOR THE CONTENT, SERVICES, OR LOANS OFFERED BY THESE SERVICE PROVIDERS.

Except as expressly set forth herein, we do not accept responsibility for any incorrect or inaccurate information or entry of information, whether caused by a user of our site/services or by any of the equipment or programming associated with or utilized in connection with our site/services, or by technical or human error that may occur in the processing of information received by us. We assume no liability for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft, destruction, or unauthorized access to, or alteration of, information received or submitted in connection with our site/services. we are not responsible for any issues, errors, or technical malfunctions of any telephone network or lines, computer online systems, servers or providers, computer equipment, or software, or any failure of email due to technical problems or traffic congestion on the internet, at our site/services, or a combination thereof, including injury or damage to participants or to any other person's computer related to or resulting from use of our site/services or site/services content.

LIABILITY AND DAMAGES LIMITATION

IN NO EVENT WILL WE, OUR PARENTS, SUBSIDIARIES, PARTNERS, AGENTS, AFFILIATES, LICENSORS, SUCCESSORS, AND ASSIGNS, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, AND EMPLOYEES AND SHAREHOLDERS BE LIABLE TO ANY PARTY FOR ANY INDIRECT, DIRECT, SPECIAL, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE), OR ANY OTHER DAMAGES ARISING IN ANY WAY OUT OF THE AVAILABILITY, USE, RELIANCE ON, OR INABILITY TO USE THE SITE OR SITE CONTENT, EVEN IF ALL PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE; OR FOR ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN, OR THE DESTRUCTIVE NATURE OF, THE SITE OR SITE CONTENT. YOU AGREE THAT ANY LEGAL ACTION ARISING OUT OF OR RELATING TO OUR SERVICE MUST BE BROUGHT WITHIN ONE (1) YEAR OF THE EVENT GIVING RISE TO THE CAUSE OF ACTION. OTHERWISE, THE CLAIM WILL BE FOREVER BARRED.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. AS SUCH, OUR LIABILITY IN SUCH JURISDICTIONS WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

BY USING THE SERVICE, YOU AGREE TO RELEASE, REMISE, AND FOREVER DISCHARGE THE COMPANY AND ITS SERVICE PROVIDERS, ALONG WITH THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, INFORMATION PROVIDERS, AND ALL ASSOCIATED PERSONS FROM ANY AND ALL RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY KIND, WHETHER KNOWN OR UNKNOWN, THAT NOW EXIST OR MAY ARISE IN THE FUTURE IN CONNECTION WITH YOUR USE OF THE SERVICE.

ARBITRATION AGREEMENT AND CLASS ACTION WAIVER – PLEASE READ THIS SECTION CAREFULLY. THIS ARBITRATION PROVISION AFFECTS YOUR AND THE COMPANY’S RIGHT TO LITIGATE CLAIMS IN COURT, AND BOTH PARTIES AGREE TO WAIVE THEIR RIGHT TO A JURY TRIAL OR TO LITIGATE IN FRONT OF A STATE OR FEDERAL JUDGE. YOU AGREE THAT YOU WILL NOT INITIATE A LAWSUIT AGAINST US IN ANY STATE OR FEDERAL COURT.

BY ACCESSING AND/OR USING ANY SITE/SERVICES OR SERVICES OF THE COMPANY, YOU CONSENT TO THESE TERMS AND CONDITIONS OF THIS ARBITRATION AGREEMENT. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE THE COMPANY’S SERVICES OR PROVIDE ANY CONTACT INFORMATION.

You and we both agree that any disputes or claims arising from or related to this or previous versions of this agreement, your use of or access to our services, or any product sold, offered, or purchased through our services will be resolved exclusively through final and binding arbitration rather than in court, unless you choose to bring claims in small claims court if your claim meets the criteria. The federal arbitration act will govern the interpretation and enforcement of this agreement to the arbitrate section.

PROHIBITION OF CLASS AND REPRESENTATIVE ACTIONS
AND NON-INDIVIDUALIZED RELIEF

YOU AND WE AGREE THAT ANY CLAIMS BROUGHT AGAINST THE OTHER MUST BE ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION. UNLESS BOTH PARTIES AGREE OTHERWISE, THE ARBITRATOR CANNOT COMBINE OR JOIN CLAIMS FROM MORE THAN ONE PERSON OR PARTY, NOR PRESIDE OVER ANY FORM OF CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. THE ARBITRATOR MAY ONLY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY) IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF FOR THAT PARTY'S INDIVIDUAL CLAIM(S). ANY AWARD CANNOT AFFECT OTHER USERS.

Arbitration Procedures - Arbitration is a less formal process compared to a lawsuit in court. There is no judge or jury present in arbitration, and court review of an arbitration decision is limited. However, the arbitrator can grant the same types of relief and damages as a court can, on an individual basis. The arbitrator must apply the terms of this agreement just as a court would.

The arbitrator, not any federal, state, or local court or agency, shall have the exclusive authority to resolve any dispute related to the interpretation, applicability, enforceability, or formation of this Agreement to Arbitrate, including any claims that all or part of the Agreement to Arbitrate or this Agreement is void or voidable.

The arbitration will be conducted by JAMS under its rules and procedures for Consumer-Related Disputes, as adjusted by this Agreement to Arbitrate. The arbitration will take place at a mutually agreed location. If the value of the relief sought is $10,000 or less, either you or we may opt to have the arbitration conducted via telephone or solely through written submissions. This choice will be binding on both parties, subject to the arbitrator’s discretion to call for an in-person hearing if necessary. Attendance at the in-person hearing can be done by telephone unless the arbitrator decides otherwise.

The arbitrator will determine the substance of all claims in accordance with the laws of the United States of America, including recognized principles of equity, and will respect all claims of privilege recognized by law. The arbitrator will not be bound by rulings in prior arbitrations involving other users, but will be bound by rulings in prior arbitrations involving the same user to the extent required by applicable law. The arbitrator's award will be final and binding, and judgment on the award rendered by the arbitrator may be entered in any court.

Costs of Arbitration: Payment of all filing, administration, and arbitrator fees will be governed by JAMS rules, unless otherwise specified in this Agreement to Arbitrate. You can find more information on these costs through the JAMS website.

Changes to the Agreement to Arbitrate: Except as otherwise specified in this Agreement, you and we agree that any modification to this Agreement to Arbitrate (excluding changes to notice addresses or site links provided herein) will not affect any claim filed in a legal proceeding against us prior to the change’s effective date. The modification will apply to all other disputes or claims governed by this arbitration provision that have arisen or may arise between you and us. We will inform you of changes to this Agreement to Arbitrate by posting the updated terms on our Services at least 3 days prior to the effective date and/or via email.

ALL DISPUTES BETWEEN US WILL BE RESOLVED THROUGH BINDING ARBITRATION UNDER THESE TERMS. YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO JOIN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DECIDED BY NEUTRAL ARBITRATORS, NOT A JUDGE OR JURY.

INDEMNIFICATION

You agree to indemnify and hold the Company, its subsidiaries, affiliates, agents, shareholders, officers, contractors, vendors, employees, and service providers harmless from any claims or demands, including reasonable attorneys' fees, arising from your use of this site/service, your breach of this Agreement, or your infringement, or the infringement by another user of this site/service using your account, of any intellectual property or other right of any person or entity. The Company and its service providers take no responsibility for such content or actions. The Company reserves the right, at its own expense, to assume exclusive control over the defense of any claim subject to indemnification by you.

TERMINATION

If you breach or violate any part of this Agreement or the provisions in the Privacy Policy, you will no longer be permitted to use this site/service. The Company reserves the right, at its sole discretion, to terminate, modify, or suspend this site/service or any part of it, temporarily or permanently, at any time for any reason, without notice to you and without liability to you or any other party. You agree that terminations for cause are made solely at our discretion and we will not be held liable to you or any third party for such terminations.

ENTIRE AGREEMENT

This Agreement represents the full and exclusive terms of use between you and the Company, governing your use of this site/service. It supersedes any previous agreements between you and the Company. You may also be subject to additional terms and conditions when using other services, affiliate services, third-party content, or third-party software.

CHANGES TO SITE OR TERMS AND POLICIES

We reserve the right to modify any aspect of our site/services without prior notice. Access to the site/services may be denied at our sole discretion if you engage in conduct or activities that we deem violate these Terms, our legal rights, or the rights of any third party, or are otherwise inappropriate. We are not responsible for any errors or delays in providing the site/services, whether due to errors in the registration information you provided or technical issues within our system.

We reserve the right to update this Agreement and the posted Privacy Policy. Any changes will be effective immediately upon posting. As such, the Privacy Policy and Terms of Service at the time of your registration will govern our relationship for that registration and referral request.