Updated Recently: October 28, 2024

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY ACCESSING OR USING THE SITES OR SERVICES, YOU ACKNOWLEDGE THAT YOU UNDERSTAND AND ACCEPT THE TERMS AND CONDITIONS SET FORTH IN THIS PRIVACY POLICY. IF YOU DO NOT AGREE, PLEASE EXIT THIS PAGE AND DO NOT ACCESS OR USE THE SITES OR SERVICES.

This Privacy Policy outlines the privacy practices of EquiEase Access LLC, its affiliates, and subsidiaries (collectively referred to as “we,” “us,” “our,” or “the Company”). It governs the collection, sharing, and security of information through our website and other Company products and services (collectively referred to as the “Services”) by users of the Services (“you” or “your”).

This Privacy Policy describes the types of information we gather, how we use and share it, and our approach to privacy.

Types of Information We Collect

We gather various types of information about you when you visit and use this site. These may include personal information, demographic details, behavioral data, and indirect information. In some cases, we collect combinations of these types of information. Depending on the product or service you’re interested in, certain information may be marked as mandatory or optional. If you choose not to provide the mandatory information for a specific product or service, you won’t be able to submit an inquiry since some information is necessary to process your requests.

Personal Information

This refers to information that can be used to identify you. It largely includes information that you are prompted to provide to us. Such information may consist of your name, address, phone number(s), mobile number, email address, employment status (whether employed or self-employed), and other unique details about you that you share with us through this site or during communications with us regarding the products and services offered on this site.

Demographic Information

This refers to selected population characteristics, such as zip code, military status, personal interests, and online behavior. When this information can be used to identify you, it is considered Personal Information.

Behavioral Information

This type of information is automatically collected when you use the site. It includes the areas of the site that you visit, the services you interact with, and details about your computer hardware and software, such as your IP address, geographic location, browser preferences, operating system type, domain names, times of internet access, and other web properties you may have visited. When this information can be used to identify you, it is considered Personal Information.

Third Party Information

This refers to information about you that we obtain from third-party sources, which may include personal, demographic, behavioral, and indirect information. This collection can involve, but is not limited to, first-party cookies, third-party cookies, anonymous cookies, persistent identifiers, email opt-ins, and search engine keywords. We do not have access to, nor control over, the cookies and other tracking devices used by third-party advertisers and networks, as these services and functions are governed by their own policies. Therefore, we cannot take responsibility for or be held liable for the policies and practices of these third parties.

Web Technology Information

This may include both personal and non-personal information, collected either by us or by third parties under contract with us. This information is gathered automatically when you visit our Website, tracking your movements throughout the site. We utilize two third-party services: ActiveProspect's TrustedForm Script is used to independently document users’ consent to be contacted.

This script is embedded on our site and collects details such as page URL, mouse movements and clicks, contact information entered by the user, a snapshot of the page, date and time the TrustedForm Script was loaded, and the date and time of various user interactions with the page, as well as HTTP headers from the user's browser. For more information on ActiveProspect’s data use and collection policies, please review the ActiveProspect Privacy Policy at: ActiveProspect. We also utilize Jornaya's LeadiD script, embedded on this website, which collects information like browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, IP address, and number of clicks. This script tracks users’ movements around the site and generates visual snapshots of user activity. To review Jornaya’s data use and collection policies, please visit: Jornaya. The information collected through these technologies is combined with other aggregate data to issue a unique identifier for that site visit.

Technology Used

We, along with third parties and advertisers, employ tracking technologies on this site, including cookies, web beacons, and JavaScript, to collect and utilize information.

We use these technologies, or similar tracking technologies, to gather information about your web activity, such as your IP addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and mouse movements and clickstream data. This data helps us administer the site, analyze trends, monitor user interactions with the site, and collect demographic information about our user base as a whole. Reports generated from this data may be provided to us either individually or in an aggregated form for analysis purposes.

Cookies are small text files stored on a user’s computer to keep records and store information about that computer. They allow us to identify files on your computer and record your preferences and other details from your visit to our website. This helps us recognize you when you return, enabling us to personalize your experience. If cookie settings are disabled or altered, certain site or service features may not work properly. You can manage these permissions by adjusting your browser settings to reject all cookies.

Third Party Cookies

We allow third-party vendors and advertisers to place their cookies on this site. We do not have control over their practices and are not responsible for their technology or tracking. It’s advisable to review their policies on their respective websites. We use AdWords Remarketing through Google, a Remarketing and Behavioral Targeting service provided by Google Inc. This service links the activity on our site with the AdWords advertising network and the DoubleClick cookie, collecting data on certain patterns in your browsing history.

Social Media Cookies

This site may incorporate social media features. These features can collect your IP address, the web pages you interact with, and may set a cookie to enable proper functionality. Social media features are either hosted by a third party or directly on our web properties. Your interactions with these features are governed by the privacy policy of the company providing them.

We utilize Google Analytics Advertising, including Remarketing with Google Analytics, Google Display Network Impression Reporting, DoubleClick Campaign Manager integration, and Google Analytics Demographics and Interest Reporting. Google uses cookies to monitor activity across Google Analytics, AdWords, and its DoubleClick cookie.

We use electronic images known as Web Beacons (such as single-pixel gifs, clear gifs, or action tags) to gather information about your visit to this site. This helps us measure and enhance the effectiveness of marketing efforts and track the delivery of communications. Web Beacons collect limited data, including a cookie number, the time and date the page was viewed, and a description of the page containing the Web Beacon. We may also use Web Beacons in email messages to determine if you opened or engaged with the email. To disable Web Beacons, you can adjust your browser settings to reject cookies or opt out entirely.

We may also use JavaScript, a programming language that enhances the functionality of our web properties, particularly for picture display. It allows us to analyze and improve our site’s features by tracking, recording, and analyzing user interactions. This helps us maintain legal compliance. You can disable JavaScript through your browser settings or enable it in the same manner.

The tracking data we collect, along with that of third parties, is used to personalize your experience by delivering targeted advertising or allowing third parties to show ads on our website and other sites. If you prefer to disable cookies, you can do so through your browser settings on your computer or other devices.

Cross-Device Advertising and Tracking

We may collect, use, and share the above data with a third party to deliver personalized, targeted advertisements across multiple devices. This helps in analyzing and reporting campaign success and effectiveness.

We may implement cross-device advertising and tracking to identify and track users across various devices using identifying characteristics such as a consumer login account, enabling us to deliver ads or informational content to multiple devices.

We may use push notifications and alerts to send you updates about services and/or products you have shown interest in across multiple devices. If you prefer not to receive these notifications, you can disable them at the device level.

Note: We do not provide lending, debt service, debt settlement, real estate, insurance, auto sales, automotive warranty, or home services. This is not an application for any financial product nor is it intended to be.

Information Sharing

The information collected on this site is utilized and shared for the following purposes:

We will share your information with various businesses that provide the product or service you are interested in.

We will share your information with third parties who assist us in delivering the products and services you’ve requested. By submitting an inquiry, you explicitly authorize us to share your information with these third parties, allowing them to contact you via email, SMS, telephone, and/or direct mail.

We share your personal information with third parties to offer you their products or services based on your interests and preferences, helping them determine if their offerings match your needs.

By providing your phone numbers (including mobile) and email addresses on this site, you agree to receive autodialed or prerecorded calls, texts, and emails from us, our affiliates, or third parties. Your consent is not a requirement for making any purchases.

The information you provided on this site will be shared with and purchased by these businesses to facilitate their services. This enables them to contact you using your personal and non-personal information, allowing you to compare different services and providers before making a decision.

We share your personal information with companies and individuals we hire to carry out technical or operational tasks on our behalf. This includes third parties who certify form submissions, host our website, analyze data, provide marketing support, process credit card transactions, and handle customer service functions.

Your interactions with the form pages on this site will be monitored and recorded by third-party services like Active Prospect and Jornaya. These technical functions track your activities on the website and store this information for future reference, allowing us to conduct internal audits to verify that proper consumer disclosures were provided and to document proof of consent and permission as required by applicable Federal and State laws and regulations. These records may also be shared for legal purposes.

We may share aggregated, anonymous data about your usage of our website with third parties. This information may be combined with data from other users to provide insights into visitor demographics and behavior on our site.

We will disclose your information if required by law, in response to a governmental request, or if we believe it is necessary to comply with legal obligations or prevent illegal activities. Additionally, your information may be shared if we are sold or undergo a merger with another company.

We will share your information to process Opt-Out requests with affiliated partners and/or third parties, ensuring these requests are handled and monitored appropriately.

We may share your information to improve, manage, and protect our information technology infrastructure and security. With your consent, we may also disclose your information for other purposes, and share non-personal information as needed.

We may share your information with a third party if our business undergoes a merger, consolidation, or acquisition of part or all of our assets. In the case of insolvency, whether voluntary or involuntary, as part of our role as liquidator, administrator, receiver, or administrative receiver, we may sell, license, or otherwise dispose of your information with court approval.

Third Party Information

We will share your personal information with third parties only as described in this privacy policy. This information will be shared with third parties who assist us in providing the products and services you’ve requested. Your consent is not required, directly or indirectly, as a condition of any purchase. By submitting an inquiry on our website, you understand and agree that your information will be shared with our network of clients. This may include lenders, mortgage bankers, mortgage brokers, credit consultants, insurance brokers, real estate professionals, home service contractors, or other businesses within our network related to the service or product you are interested in. This allows you to compare different products and services before making a purchase.

Third-Party Privacy Policies

This Privacy Policy covers our privacy practices only. We are not responsible for the policies or practices of third parties. Other websites or services that you may access via a link on our website or through our services may have their own privacy policies governing data collection, use, and disclosure practices. We encourage you to review the privacy policy of any such website or service you visit.

Updating or Deleting Your Information

To request a copy of the personal information we have collected or to correct any inaccuracies, please send an email to: [email protected].

You can edit or change profile settings. However, even after removing information from a profile, copies of that information may still be accessible elsewhere if it has been shared with others or copied and stored by other users. We may also be required to retain your information by law or for legitimate business purposes, such as preventing identity theft or other misconduct.

Opting Out, Unsubscribing, or Revoking Consent

To unsubscribe from receiving SMS or email communications from us, you can send a request by emailing us directly at [email protected]. For opting out of third-party communications, please follow the instructions provided in those entities’ communications.

You can withdraw your consent at any time for any use of your personal information collected under this Privacy Policy. To do so, please email us at [email protected] with “Revoke Personal Information” in the subject line. Please note that any data collected may be sold or transferred to our third parties in real-time, so if you choose to unsubscribe, opt-out, or revoke your consent, your data may have already been shared. Once your request is processed, we will notify third parties and remove your personal information from our internal programs, stopping further communications from us.

Storage and Protection of Information

We implement commercially reasonable security measures to safeguard your data, but please note that no data transmission over the Internet can be completely secure. Consequently, we cannot and do not guarantee the absolute security of your information. Any transmission of data through our website is at your own risk.

Depending on the site’s needs, we may utilize Secure Sockets Layer (SSL) encryption technology to securely transmit data between a consumer’s browser and our web server. To access our websites, users will need a browser that supports SSL, such as MS Internet Explorer 4.0 (or higher) or Netscape Navigator 4.0 or higher.

We will keep personal information, including user location data, only for as long as it is needed for our business purposes. Once no longer needed, we will securely delete or render the information unreadable.

Please do not share any personal information with us through unsecured channels. We require third parties to handle your personal information in a manner consistent with our practices, but we do not monitor these practices and therefore cannot be held responsible for the security or handling of your information by third parties.

Changes to this Policy

We may update this Privacy Policy at any time. When changes are made, we will revise the date at the top of this page. The updated Privacy Policy will take effect immediately upon posting on our Services. We encourage you to review this page regularly to stay informed about how we handle your personal information. By continuing to use the Services after the effective date of the revised policy, you acknowledge and accept the terms of the updated Privacy Policy.

Contact

For any questions or comments about this policy, or to report any misuse of personal information collected under this Privacy Policy, please email us at: [email protected].